WHICH CHAPTER IS FOR ME?

Help determine which chapter is best for you

Chapter 7 - Bankruptcy

  • Are you spending almost all of your income just to pay normal living expenses (housing, food, clothing, transportation, child care, etc.)?
  • Are creditors calling and demanding money that you need to feed yourself or your family?
  • Is there no money left to pay credit card debt, medical bills or judgements?
  • Are wages needed for living expenses being garnished by a creditor?

If you answered yes to one or more of these questions then most likely a Chapter 7 - Bankruptcy can help your financial situation.

 

Chapter 13 - Bankruptcy

  • Are you behind on your home loan, need to stop foreclosure and save your home?
  • Do you owe taxes or student loans that do not meet the requirements for discharge?
  • Do you want to protect a friend or relative who co-signed for you?
  • Do you need to bring current child or spousal support payments?
  • Do you have judgements that were incurred by reason of drunk driving or fraud?
  • Do you need to protect non-exempt assets?
  • Have you filed a Chapter 7 within the past 8 years?


If you answered yes to one or more of these questions then it’s quite possible that a Chapter 13 - Bankruptcy is the correct solution in your case.

Doan Law Firm & Miller Legal Center

doanLawLink

The Law Offices of Doan Law Firm
and Miller Legal Center

We provide pre-petition planning to assure you the highest level of protection available. More than 99% of our clients KEEP EVERYTHING AND LOSE NOTHING. Our offices can achieve this by careful pre-petition planning and by taking advantage of the special exemptions allowed you by law. If you live or work in the greater San Diego area and have questions about Bankruptcy, why not call now? We will be happy to schedule your FREE no obligation initial consultation to answer your questions about Bankruptcy. Your Free consultation with an attorney takes only about 30 minutes and isn't your financial future worth 30 minutes of your time???

Material on this site should not be considered legal advice and does not constitute an engagement of Doan Law Firm or Miller Legal Center. The information contained herein is of a general nature and may not apply in your particular circumstances.